Bankruptcy

Your Credit Report: How Long Do Negative Entries Hang Around?

Your Credit Report: How Long do Negative Entries Hang Around? As attorneys who often represent borrowers who are involved in mortgage loan disputes or other types of loan disputes, we are frequently asked how long certain types of negative credit report entries will impact their credit score. Of course credit scores and credit reports can… Read more »

Personal Bankruptcy, Rebuilding Credit, and the Self Employed

Personal Bankruptcy, Rebuilding Credit, and the Self Employed Dear Attorney: I had a personal bankruptcy in 2005. I have since reestablished credit and started my own business. I am having trouble getting any business loans or credit cards. It was my understanding that the bankruptcy would fall off seven years after I filed. I need… Read more »