NC Home Foreclosure Hearings – Should the Borrower Attend?

In this video attorney Jason McGrath explains why a borrower should attend the foreclosure hearing in a home foreclosure occurring in North Carolina.   If you are facing a foreclosure situation in North Carolina please fill out our confidential client intake form for legal assistance. McGrath & Spielberger, PLLC provides legal services in Florida, Georgia,… Read more »

North Carolina Mortgage Foreclosure Process – Lost Loan Notes

In this video, focusing on the North Carolina foreclosure process, attorney Jason McGrath discusses how a lost loan note can affect a foreclosure proceeding. If you are facing a foreclosure situation in North Carolina please fill out our confidential client intake form for legal assistance. McGrath & Spielberger, PLLC provides legal services in Florida, Georgia,… Read more »

Mortgage Problems – Should You Trust Your Lender or Loan Servicer?

Mortgage Problems – Should You Trust Your Lender or Loan Servicer? In this video, attorney Jason McGrath discusses whether it is wise to rely on information from or promises made to you by your lender or loan servicer to help avoid foreclosure and resolve your delinquent mortgage. McGrath & Spielberger, PLLC provides legal services in… Read more »

When to Hire an Attorney for Foreclosure and Mortgage Relief

When to Hire an Attorney for Foreclosure and Mortgage Relief: In this video blog, Attorney Jason McGrath discusses why hiring an attorney during the early stages of a foreclosure or mortgage relief process is important.   McGrath & Spielberger, PLLC provides legal services in Florida, Georgia, North Carolina, Ohio, South Carolina, and Tennessee, as well… Read more »

Breach of NC Real Estate Purchase Contract – Buyer’s Damages in North Carolina

Breach of NC Real Estate Purchase Contract – Buyer’s Damages in North Carolina The real estate market is extremely volatile these days, leading to an increase in real property purchase and sale contracts gone awry. If you are a buyer with an actual contract to purchase real estate and stand able, ready and willing to… Read more »

After the Foreclosure Sale: A Puzzling Time for Former Homeowners

After the Foreclosure Sale: A Puzzling Time for Former Homeowners As attorneys who  represent many borrowers in foreclosure cases, although we have been fortunate to have great success in avoiding foreclosure for our clients, one of the most common questions our clients ask is, understandably, “If  we are foreclosed upon, do we have to immediately… Read more »

Mortgage Loan Forgiveness & Taxes – IRS Insolvency Exclusion

Mortgage Loan Forgiveness & Taxes – IRS Insolvency Exclusion As an attorney who represents borrowers and homeowners in mortgage disputes, mortgage relief matters, and foreclosure cases  in multiple states, I am frequently asked about possible tax consequences if a borrower does not have to pay the entire loan back. This can occur is various scenarios; some… Read more »

UPDATE: Mortgage Forgiveness Debt Relief Act Expiring! Key Facts 6 – 10.

2014 UPDATE: Status of the Mortgage Forgiveness Debt Relief Act As attorneys who represent homeowners and borrowers in mortgage and foreclosure matters, we have been concerned about the status of the Mortgage Forgiveness Debt Relief Act. Unlike last year – when the Act was renewed a few days into January (2013) for the year 2013,… Read more »

Mortgage Loan Delinquencies Increased 7.7% in Sept. 2012

Mortgage Loan Delinquencies Increased 7.7% in Sept. 2012 Although there is arguably a downward trend in mortgage loan delinquencies as compared to 2010, there was a 7.7% increase in September, 2012.  This data is supplied by Lender Processing Services, a company based in Jacksonville, Florida. Other mortgage and foreclosure rates and numbers, such as foreclosure… Read more »

Distressed Mortgage Relief Services: Did Equifax Sell Your Data?

Distressed Mortgage Relief Services: Did Equifax Sell Your Data? Since McGrath & Spielberger provides foreclosure and mortgage relief services as a legitimate and rule-abiding law firm, we are continuously interested in and make ourselves aware of others who allegedly provide such services but do not do so legally. Many of the non-law firms and fake… Read more »