Negotiating with a Bank: Why do I have to Provide My Financials?

Negotiating with a Bank: Why do I have to Provide My Financials?   The attorneys in my Firm represent clients against banks and other creditors on a regular basis. Whether it’s in a civil lawsuit, a foreclosure case, a situation which has not yet reached the litigation stage, or a post-judgment matter, negotiations just about… Read more »

Servicemembers’ Civil Relief Act and Foreclosures

Servicemembers’ Civil Relief Act and Foreclosures In this video, Attorney Jason McGrath of McGrath & Spielberger discusses how members of the US Armed Forces may have some specific protections and rights in relation to foreclosures and related court proceedings.  Mr. McGrath and McGrath & Spielberger, PLLC handle both foreclosure cases in multiple states, including North Carolina and South Carolina.… Read more »

Mortgage Problems – Should You Trust Your Lender or Loan Servicer?

Mortgage Problems – Should You Trust Your Lender or Loan Servicer? In this video, attorney Jason McGrath discusses whether it is wise to rely on information from or promises made to you by your lender or loan servicer to help avoid foreclosure and resolve your delinquent mortgage. McGrath & Spielberger, PLLC provides legal services in… Read more »

Mortgage Loan Loss Mitigation Application – Financial Ratios – Be Careful

Mortgage Loan Loss Mitigation Application – Financial Ratios – Be Careful: In this video, attorney Jason McGrath, who handles many mortgage dispute and foreclosure matters, discusses an important loss mitigation issue. Persons filling out their mortgage loan loss mitigation applications need to be very aware that the financials they are listing may make or break… Read more »

When to Hire an Attorney for Foreclosure and Mortgage Relief

When to Hire an Attorney for Foreclosure and Mortgage Relief: In this video blog, Attorney Jason McGrath discusses why hiring an attorney during the early stages of a foreclosure or mortgage relief process is important.   McGrath & Spielberger, PLLC provides legal services in Florida, Georgia, North Carolina, Ohio, South Carolina, and Tennessee, as well… Read more »

Wells Fargo Foreclosures – the Grinch Methodology

Foreclosures: Does Wells Fargo use ‘How the Grinch Stole Christmas’ as its Foreclosure Manual? Attorney Jason McGrath describes how, due to its improper foreclosure, loss mitigation / mortgage relief, and loan servicing practices, Wells Fargo is a lot like the Grinch who stole Christmas. WF could do much better if it cared to, but instead… Read more »

Is the Advice You’re Getting Specific to North Carolina’s Unique Foreclosure Laws?

North Carolina Foreclosures: Is the Advice You’re Getting Specific to NC’s Unique Foreclosure Laws and Process? (Alternative Title: Some Dude in CaliforniaFloridaNevada Wrote it on the Internet, so it Must be Right) In this video, North Carolina attorney Jason McGrath discusses the fact that many persons involved in a foreclosure or mortgage loan dispute, or… Read more »

Mortgage Loan Servicers – Illegal Delays and Denials of Modification and Loss Mitigation

Mortgage Loan Servicers –  Illegal Delays & Denials of Modification & Loss Mitigation Large mortgage loan servicers often illegally delay & deny modification & other loss mitigation / mortgage relief attempts. In this video, attorney Jason McGrath discusses some of these issues. We hope that you find this video helpful. While we do assist clients… Read more »

RCS Fails to Respond to NCCOB

Residential Credit Solutions Fails to Respond to North Carolina Commissioner of Banks As an attorney who represents many homeowners facing foreclosure, part of my job entails helping clients obtain a loan modification while at the same time finding ways to prevent the lenders from successfully completing a foreclosure sale. Of course there are rules and federal… Read more »

BOA Mortgage Modification – a New Way to Scam Distressed Homeowners

BOA Mortgage Modification: a New Way to Scam Distressed Homeowners As an attorney who represents many homeowners and other mortgage loan borrowers in mortgage relief, mortgage dispute, and foreclosure cases, especially in North Carolina (but also in Florida and Tennessee), I am (unfortunately) accustomed to the silly, illogical, and even illegal actions by mortgage loan… Read more »