Had I listened to Bank Of America and followed their instructions I would not have my home today. They insisted that I did not qualify for any type of modification to my Mortgage and it was to late. How could I tell my Wife and 2 children that we had no where to live ? A Friend told me to call Jason McGrath. Mr. McGrath, sent me a simple form to fill out. He called back the next day and told me that I qualified for a Modification and by Law The Bank had to help me ! He took care of the court dates and all communications with the Bank and Saved My Home ! Hire Jason McGrath you will be glad you did.