Social Security Disability: The Two Types of Programs Available

“Social Security Disability” is used generally by people to refer to programs in place at the federal level that allow you to receive benefits to support yourself when you are suffering from a disability and are unable to obtain gainful employment due to that disability. In reality, there are two distinct programs run by the
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Are Negative Reviews Really Bad for Business?

Can an unfavorable review impact your business? If properly handled, negative reviews can provide a business with an opportunity to actually boost its reputation. With the surge of digital media and the growing use of social media, it has become extremely easy for both businesses and consumers to reach a captive worldwide audience at little
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RCS Fails to Respond to NCCOB

Residential Credit Solutions Fails to Respond to North Carolina Commissioner of Banks As an attorney who represents many homeowners facing foreclosure, part of my job entails helping clients obtain a loan modification while at the same time finding ways to prevent the lenders from successfully completing a foreclosure sale. Of course there are rules and federal
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Why Does it Matter Where I Die? Your State and Estate Taxes

Why Does it Matter Where I Die? Your State and Estate Taxes I just read an interesting article in Forbes that came out last week titled “Where Not To Die In 2015“. There, the author talks about the changing landscape of inheritance and estate taxes across all of the individual states. She quotes an estate
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Rehabilitating the NFL Brand by a Lawyer & Panthers’ Fan

Rehabilitating the NFL Brand – by a Lawyer & Panthers’ Fan The NFL has gotten a lot of negative publicity recently regarding its handling of several incidents of violence committed by several high profile players. Although the NFL claims to have handled these instances of violence within their Personal Conduct Policy there were several “after-the-fact”
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5 Considerations as to Your Business’ Negative Internet Review

5 Considerations as to Your Business’ Negative Internet Review – Part I As attorneys with a law firm which has a significant online presence, and as lawyers who represent small and medium businesses, we are very much aware of the power of the online review and/or rating given by consumers. In fact, in this day
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BOA Mortgage Modification – a New Way to Scam Distressed Homeowners

BOA Mortgage Modification: a New Way to Scam Distressed Homeowners As an attorney who represents many homeowners and other mortgage loan borrowers in mortgage relief, mortgage dispute, and foreclosure cases, especially in North Carolina (but also in Florida and Tennessee), I am (unfortunately) accustomed to the silly, illogical, and even illegal actions by mortgage loan
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Higher Foreclosure Rates in Charlotte Versus North Carolina Overall

Higher Foreclosure Rates in Charlotte Versus North Carolina Overall As a Charlotte-based attorney who represents mortgage loan borrowers and homeowners in mortgage relief and foreclosure matters throughout North Carolina, I pay very close attention to foreclosure rates in the Queen City and in NC overall.   Unfortunately, Mecklenburg County had by far the most foreclosures in
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Wells Fargo Creates Fake Foreclosure Sale Date for NC Property

Wells Fargo Creates Fake Foreclosure Sale Date for NC Property As an attorney who represents many homeowners and other mortgage loan borrowers in mortgage relief, mortgage dispute, and foreclosure cases, I deal with some fairly unusual situations. This current case with Wells Fargo, in which I had a foreclosure hearing this week, well let’s just say that if
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BOA Mortgage Modification Processing – Errors Involving BOA’s Hope Loan Port System?

BOA Mortgage Modification Processing –  Errors Involving BOA’s Hope Loan Port System? McGrath & Spielberger works with borrowers to save their homes. I’ve been dealing with Bank of America for years in mortgage loan relief and loss mitigation cases, some in foreclosure already by the time the case gets to me, some not. I have
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