5 Considerations as to Your Business’ Negative Internet Review

5 Considerations as to Your Business’ Negative Internet Review – Part I As attorneys with a law firm which has a significant online presence, and as lawyers who represent small and medium businesses, we are very much aware of the power of the online review and/or rating given by consumers. In fact, in this day
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Carolina Consumers can Dispute Debts Verbally Under FDCPA

Carolina Consumers Can Dispute Debts Verbally Under FDCPA As attorneys who represent clients in debt collection cases, whether credit card, mortgage, or other, we pay close attention to important legal decisions which impact our clients’ rights. A new Federal court ruling which impacts both North Carolina and South Carolina has been handed down and favors
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Your Credit Report: How Long Do Negative Entries Hang Around?

Your Credit Report: How Long do Negative Entries Hang Around? As attorneys who often represent borrowers who are involved in mortgage loan disputes or other types of loan disputes, we are frequently asked how long certain types of negative credit report entries will impact their credit score. Of course credit scores and credit reports can
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Is your Worker an Independent Contractor? (The IRS Cares!)

How to Determine if your Worker is an Independent Contractor? (The IRS Cares!) This article contains the factors the IRS uses to decide – which you need to know As attorneys who represent small and medium-sized businesses in both transactional matters and disputes, we do our best to have a good idea of which issues
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Venue Clauses in Contracts – Beware Listing Only the County and State

Venue Clauses in Contracts – Beware Listing Only the County and State Our law firm regularly works on business law disputes, contested real estate / mortgage loan matters, and other cases involving actual or alleged breaches of contract. We also prepare contracts for clients, of course. We know very well that a poorly drafted or
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Foreclosure Hearing Residential Credit Solutions Union County NC January 2014

The following is a summary of a foreclosure hearing that McGrath & Spielberger assisted a borrower with, and is provided for informational purposes only. Mortgage Loan Servicer / Foreclosing Bank: Residential Credit Solutions as loan servicer for Bank of NY Mellon Distressed Property Address (City): Waxhaw, North Carolina Type of Distressed Property: Primary residence Date
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Foreclosure Hearing Ocwen Loan Servicing Mecklenburg County NC January 2014

The following is a summary of a foreclosure hearing that McGrath & Spielberger assisted a borrower with, and is provided for informational purposes only. Mortgage Loan Servicer / Foreclosing Bank: Ocwen Loan Servicing as loan servicer for Deutsche Bank Distressed Property Address (City): Charlotte, North Carolina Type of Distressed Property: Primary residence Date of Foreclosure
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Breach of NC Real Estate Purchase Contract – Buyer’s Damages in North Carolina

Breach of NC Real Estate Purchase Contract – Buyer’s Damages in North Carolina The real estate market is extremely volatile these days, leading to an increase in real property purchase and sale contracts gone awry. If you are a buyer with an actual contract to purchase real estate and stand able, ready and willing to
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Foreclosure Hearing Park Sterling Gaston County NC December 2013

The following is a summary of a foreclosure hearing that McGrath & Spielberger assisted a borrower with, and is provided for informational purposes only. Mortgage Loan Servicer / Foreclosing Bank: Park Sterling Distressed Property Address (City): Gastonia, North Carolina Type of Distressed Property: Primary residence Date of Foreclosure Hearing: December 17, 2013         Location of Foreclosure
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Is your mortgage loan GSE? The answer can impact loss mitigation and foreclosure.

Is your mortgage loan GSE? The answer can impact loss mitigation and foreclosure. As an attorney who represents distressed borrowers, I realize that many homeowners do not know who “owns” their mortgage loans. Many borrowers assume that the bank which originally lent the money is the owner of the loan; however, a large number of
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